HELP how do I get health insurance?? Forum
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HELP how do I get health insurance??
So I'm a senior in undergrad and am leaning toward taking a year off before law school, but if I did that I would no longer be eligible for my parents insurance (retired military Tricare). I'd have a job in the interim but how do you get health insurance in law school if you're not married and not on your parents' plan??
- Desert Fox
- Posts: 18283
- Joined: Thu Sep 04, 2014 4:34 pm
Re: HELP how do I get health insurance??
https://www.aetna.com/
https://www.healthcare.gov/
google.com
"no hablo engligese" in the ER waiting room
https://www.healthcare.gov/
google.com
"no hablo engligese" in the ER waiting room
Last edited by Desert Fox on Fri Jan 26, 2018 11:55 pm, edited 1 time in total.
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Re: HELP how do I get health insurance??
The schools I've been looking at seem to offer their own health insurance to law school students, but you should look up your specific target schools.
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Re: HELP how do I get health insurance??
peege wrote:So I'm a senior in undergrad and am leaning toward taking a year off before law school, but if I did that I would no longer be eligible for my parents insurance (retired military Tricare). I'd have a job in the interim but how do you get health insurance in law school if you're not married and not on your parents' plan??
Are you 26? Tricare stops at 23 if you're enrolled in a full time student status. However, tricare offers relatively cheap program under the tricare young adult program. You will pay comparatively (aetna, healthcare.gov are simply not affordable unless you have zero income) low premiums. Check it out here https://tricare.mil/Plans/HealthPlans/TYA
You should be eligible for TYA until 26. You will probably be forced to buy insurance through LS when you start, so you'll probably pay about 120 bucks per month for a year under the tricare young adult program.
Shameful army recruiter plug here: you could join the Army reserve on your off year and get insurance for 29 dollars per month with zero out of pocket costs... FWIW.
Hope this helps!
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Re: HELP how do I get health insurance??
I'm 21, but I wouldn't be a full time student anymore after May. And if i took the year off I'd be turning 23 right before I started law school. So would I still qualify for Tricare Young Adult if I didn't stay a full time student? And does that $120 per month include whatever I have to buy through law school?Cmoney $$ wrote:peege wrote:So I'm a senior in undergrad and am leaning toward taking a year off before law school, but if I did that I would no longer be eligible for my parents insurance (retired military Tricare). I'd have a job in the interim but how do you get health insurance in law school if you're not married and not on your parents' plan??
Are you 26? Tricare stops at 23 if you're enrolled in a full time student status. However, tricare offers relatively cheap program under the tricare young adult program. You will pay comparatively (aetna, healthcare.gov are simply not affordable unless you have zero income) low premiums. Check it out here https://tricare.mil/Plans/HealthPlans/TYA
You should be eligible for TYA until 26. You will probably be forced to buy insurance through LS when you start, so you'll probably pay about 120 bucks per month for a year under the tricare young adult program.
Shameful army recruiter plug here: you could join the Army reserve on your off year and get insurance for 29 dollars per month with zero out of pocket costs... FWIW.
Hope this helps!
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- cavalier1138
- Posts: 8007
- Joined: Fri Mar 25, 2016 8:01 pm
Re: HELP how do I get health insurance??
I'm pretty sure that every reputable university has some kind of opt-in program for health insurance. It may not be cheaper than what you could get through the marketplace (while it's still basically functional), but you're not going to be uninsured.
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Re: HELP how do I get health insurance??
My school required you to sign up for health insurance through the university if you didn't have health insurance through the marketplace/your parents/whatever. I think it was like $2k/year.peege wrote:So I'm a senior in undergrad and am leaning toward taking a year off before law school, but if I did that I would no longer be eligible for my parents insurance (retired military Tricare). I'd have a job in the interim but how do you get health insurance in law school if you're not married and not on your parents' plan??
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- Joined: Thu Jun 15, 2017 12:30 pm
Re: HELP how do I get health insurance??
You stated your parents are retired. So long as they still claim you as a dependent, you can buy tricare young adult even if not enrolled in a full time program. Check out the link I provided earlier. I don't know your specific circumstances, so I don't know if you qualify.peege wrote:I'm 21, but I wouldn't be a full time student anymore after May. And if i took the year off I'd be turning 23 right before I started law school. So would I still qualify for Tricare Young Adult if I didn't stay a full time student? And does that $120 per month include whatever I have to buy through law school?Cmoney $$ wrote:peege wrote:So I'm a senior in undergrad and am leaning toward taking a year off before law school, but if I did that I would no longer be eligible for my parents insurance (retired military Tricare). I'd have a job in the interim but how do you get health insurance in law school if you're not married and not on your parents' plan??
Are you 26? Tricare stops at 23 if you're enrolled in a full time student status. However, tricare offers relatively cheap program under the tricare young adult program. You will pay comparatively (aetna, healthcare.gov are simply not affordable unless you have zero income) low premiums. Check it out here https://tricare.mil/Plans/HealthPlans/TYA
You should be eligible for TYA until 26. You will probably be forced to buy insurance through LS when you start, so you'll probably pay about 120 bucks per month for a year under the tricare young adult program.
Shameful army recruiter plug here: you could join the Army reserve on your off year and get insurance for 29 dollars per month with zero out of pocket costs... FWIW.
Hope this helps!
Once you start school you can choose to keep your plan, or buy the obligatory school plan (if applicable).
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Re: HELP how do I get health insurance??
Lol preferable an option that doesn't ruin my credit score, but thank youDesert Fox wrote:https://www.aetna.com/
https://www.healthcare.gov/
google.com
"no hablo engligese" in the ER waiting room