PSA: place a security freeze on all your credit reports

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UMich11
Posts: 414
Joined: Thu Apr 12, 2012 8:34 pm

PSA: place a security freeze on all your credit reports

Postby UMich11 » Tue Sep 19, 2017 10:02 am

Haven't seen this posted here, only in the off-topic thread but if you're like me, this is the only thread I read. Off topic, but worth having here, mods.

if you are currently in law school, thinking about going to law school, about to take the bar, or currently a lawyer it would be a good idea to place a 90 day freeze on your credit account and start being anal about looking at your credit. This is especially important if you're about to or will in the future submit a C&F application. You don't need some jabroni in Russia buying 20k worth of shit ruining your chances at passing C&F, or causing unnecessary delays in the process.

This is a good resource for what to do: https://www.reddit.com/r/personalfinanc ... _security/

Major bureaus include: Experian, Equifax, Transition, Innovis, and CheckSystems. Place a 90-day freeze at all of these (one placed with Equifax, TransUnion, or Experian will notify the other two, w/in this group). Don't forget CheckSystems (like credit reports for banking) and Innovis (smaller but still a credit agency).



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