Removed Forum

[ballouttacontrol]

why do you insure jewelry worth only 8k?

If you apply for a new policy do you have to disclose all prior claims?

Why do I insure jewelry only worth 8k? Because if it is damaged, lost, stolen, or disappears, I have full coverage to replace the jewelry with no deductible cost, for a premium of $88 per year. If I paid $88 per year, I would have to go 90.9 years before I spent $8,000 in premium which is the current value of the jewelry. Seems like a smart move, in my opinion.

As far as disclosing prior claims, I would recommend you purchase a jewelry only policy through Jeweler's Mutual Insurance Company. I can't remember if they ask for prior claims, but they would only be interested in claims on jewelry in the past if they do ask. They wouldn't take into account or rate on previous non-jewelry claims.

ballouttacontrol: Does this make sense to you?

whats your commission?

I don't sell the policy. I purchased it. No idea what the commission is on the policy.[/quote]

why are you so interested in insurance?

[kellyfrost]

why are you so interested in insurance?

I just find it very interesting and intriguing. I love learning about it, thinking about it, and talking about it. In many ways, insurance touches on nearly every aspect of our lives.

[Lacepiece23]

why are you so interested in insurance?

I just find it very interesting and intriguing. I love learning about it, thinking about it, and talking about it. In many ways, insurance touches on nearly every aspect of our lives.

This is aspire af.

[kellyfrost]

Aspire?

[meeseeks]

Aspire?

You heard him. It's aspire af

[kellyfrost]

Aspire?

You heard him. It's aspire af

I didn't think it was aspire.

[Pokemon]

Sorry to come back on this but smokeless tobacco is a no no in office in nyc. Even e cigs are a no no in office. Obviously if you hide it well, whatevs. But if people figure it out, they will look at you like a leper.

[RaceJudicata]

Sorry to come back on this but smokeless tobacco is a no no in office in nyc. Even e cigs are a no no in office. Obviously if you hide it well, whatevs. But if people figure it out, they will look at you like a leper.

Wait, like smoking e-cigs in the office? Of course thats a no-no..

[kellyfrost]

Sorry to come back on this but smokeless tobacco is a no no in office in nyc. Even e cigs are a no no in office. Obviously if you hide it well, whatevs. But if people figure it out, they will look at you like a leper.

Interesting. Do they tell you this about chewing or is it understood?

[kellyfrost]

Anyone have any suggestions or ideas on where I can dip during work or take a break and have it not be awkward.

It seems like every time I dip in my office someone comes in and wants to talk, at length about something, and is distracted by why my cheeks look like a squrrrle who is storing nuts.

Then the obvious "You chew??? Disgusting! Do your other co workers know?"

I don't want to go stand outside and do it or go sit in my car. I have been sitting on the toilet in a stall in the men's room but that is getting old too and the cell phone service (I.e., data) is poor in there.

Any creative ideas or spots I might be missing?

[Lettow]

Have partners in your office expressed outward dislike for people who chew/smoke/etc.? Although I've quit, I used to smoke. During my 2L summer, I didn't tell anyone unless they asked, and I didn't hide it, either. I went outside for a few minutes once every 1.5-2 hours, and I never had a problem. I even smoked on breaks during lengthy depositions. No gum or hand washing or any of that, too. Some of the partners knew, and my supervisor knew. Nobody seemed to care. During my post-grad clerkship, before I quit smoking, people knew and also didn't seem to care.

Unless you live in a liberal state where you get looks by almost everyone, or you have reason to believe (important) people at your office will actually dislike you (and not overlook the chewing for your positive traits) if they found out, the fear might be more in your head.

[Anonymous User]

Judge out today, co-clerk out today, 'bout to throw in a fatty. Let the summer Fridays begin!

[kellyfrost]

Have partners in your office expressed outward dislike for people who chew/smoke/etc.? Although I've quit, I used to smoke. During my 2L summer, I didn't tell anyone unless they asked, and I didn't hide it, either. I went outside for a few minutes once every 1.5-2 hours, and I never had a problem. I even smoked on breaks during lengthy depositions. No gum or hand washing or any of that, too. Some of the partners knew, and my supervisor knew. Nobody seemed to care. During my post-grad clerkship, before I quit smoking, people knew and also didn't seem to care.

Unless you live in a liberal state where you get looks by almost everyone, or you have reason to believe (important) people at your office will actually dislike you (and not overlook the chewing for your positive traits) if they found out, the fear might be more in your head.

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

[kellyfrost]

Judge out today, co-clerk out today, 'bout to throw in a fatty. Let the summer Fridays begin!

What you do dip?

[Lettow]

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

Yeah, that seems to be true here, too. Way more people dipped in law school than (openly) smoked. Maybe the second hand smoke aspect really gets to some people, and/or dipping is more culturally accepted because of farming, ranching, etc. culture.

But yeah, I'd probably just dip while trying not to worry about it, if people don't seem to mind at work. To those who have the gall to tell you it's disgusting, own it: It's delicious/whatever.

[Roy McAvoy]

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

Yeah, that seems to be true here, too. Way more people dipped in law school than (openly) smoked. Maybe the second hand smoke aspect really gets to some people, and/or dipping is more culturally accepted because of farming, ranching, etc. culture.

But yeah, I'd probably just dip while trying not to worry about it, if people don't seem to mind at work. To those who have the gall to tell you it's disgusting, own it: It's delicious/whatever.

It is delicious

[Anonymous User]

Judge out today, co-clerk out today, 'bout to throw in a fatty. Let the summer Fridays begin!

What you do dip?

Generally Grizzly wintergreen pouches for the ease of clean up. Today, Skoal wintergreen pouches bc I had to buy near the court and this is the kind of city that has a limited selection downtown - i.e no selection.

[kellyfrost]

Judge out today, co-clerk out today, 'bout to throw in a fatty. Let the summer Fridays begin!

What you do dip?

Generally Grizzly wintergreen pouches for the ease of clean up. Today, Skoal wintergreen pouches bc I had to buy near the court and this is the kind of city that has a limited selection downtown - i.e no selection.

Love wintergreen Grizzly pouches.

[ballouttacontrol]

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

Yeah, that seems to be true here, too. Way more people dipped in law school than (openly) smoked. Maybe the second hand smoke aspect really gets to some people, and/or dipping is more culturally accepted because of farming, ranching, etc. culture.

But yeah, I'd probably just dip while trying not to worry about it, if people don't seem to mind at work. To those who have the gall to tell you it's disgusting, own it: It's delicious/whatever.

maybe because when u smoke you wreak. sat next to a heavy smoker in class in law school sometimes and it was pretty bad

[JustHawkin]

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

Yeah, that seems to be true here, too. Way more people dipped in law school than (openly) smoked. Maybe the second hand smoke aspect really gets to some people, and/or dipping is more culturally accepted because of farming, ranching, etc. culture.

But yeah, I'd probably just dip while trying not to worry about it, if people don't seem to mind at work. To those who have the gall to tell you it's disgusting, own it: It's delicious/whatever.

maybe because when u smoke you wreak. sat next to a heavy smoker in class in law school sometimes and it was pretty bad

I love when someone notices me chewing and comments on how disgusting chewing tobacco is, then they proceed to light up a cigarette. Pot calling the kettle black, no?

[Pokemon]

Oddly enough, and this might not make sense, but the outward dislike is only geared towards smokers. Never picked up on any ill will towards chewers. Other than the occasional "that is disgusting!" type comment. I think the fear might be more in my head.

Yeah, that seems to be true here, too. Way more people dipped in law school than (openly) smoked. Maybe the second hand smoke aspect really gets to some people, and/or dipping is more culturally accepted because of farming, ranching, etc. culture.

But yeah, I'd probably just dip while trying not to worry about it, if people don't seem to mind at work. To those who have the gall to tell you it's disgusting, own it: It's delicious/whatever.

maybe because when u smoke you wreak. sat next to a heavy smoker in class in law school sometimes and it was pretty bad

I love when someone notices me chewing and comments on how disgusting chewing tobacco is, then they proceed to light up a cigarette. Pot calling the kettle black, no?

Hmm... this might depend by region. Pretty sure in NYC for example smoking is more accepted than dipping, but might be opposite elsewhere. In Europe there is probably no stigma yet when it comes to smoking.

[chargers21]

.

[kellyfrost]

In my part of the midwest, dipping is popular both with the intellectuals and blue collar people. At one of my recent jobs where I worked for forever, chewing was very popular, indoors and out (ag business). When corporate handed down a zero tobacco policy on company time, even management threw a shit fit. I quit that job about 2 weeks after the rule change because I couldn't handle 12 hour days with only getting a smoke break worth of chew time

Without outing yourself, do you mind sharing where in the midwest you worked? The area of the country where I have noticed dipping to be the most popular, based upon my somewhat limited work travels, has been Texas.

Good on your former company for fighting that zero tobacco policy though!

[chargers21]

.

[A. Nony Mouse]

I think in the northeast dipping/chewing is definitely seen as more disgusting than smoking. I have never seen anyone chew/dip in a professional setting anywhere I've worked, though (admittedly if it is as easy to hide as you guys claim it's possible I just didn't notice).

Also the local TV stations have started running lovely PSAs about the dangers of dip, showing people with half their face/jaw removed.