JenDarby wrote:jrthor10 wrote:Johann wrote:SmokeytheBear wrote:I'm sure I can google this, but I'm also sure one of my co-conspirators on here has already done more work than googling:
What is the best savings rate right now and from whom? I got something in the mail from Discover about 1.3%. I feel like someone recently said something about Capital One? Also, any good signup bonuses?
Looking to drop in about $25,000.
I got 1.3 at capital one 360 right now. Minimum 10k deposit. I looked and researched just last week on nerd wallet and shit there are some smaller banks with slightly better rates but this was overall best I could find that was also super easy.
I use Goldman Sachs 1.40 and I find their interface pretty easy to use, although I don't think they have a mobile app FWIW.
If you can drop 25k into Discover you get a $200 bonus at 1.3%, and there's no minimum length you even have to keep the money there. They only do a soft pull so no credit risk. I just did it and got the bonus a day later. Makes it better than 1.4
I can't recall the code but if you google "discover savings tiered bonus" you'll find it
Also if you have 25k: Ally has a no penalty 11 month CD at 1.75%, but no deposit bonus.