There's also no reason to go to a better undergrad if it's going to result in more debt.
Many chances to earn scholarships, even to the pricey elites. I'm not going to turn down those possibilities. Scholarships are a great product of killing it at the two-year institution. In all fairness; i'm also financially capable to afford the time in another state. At worst I might get a part-time job at a computer store doing repairs (done it before) just to pay rent if things got tight. I'm not concerned about undergrad debt. I plan to earn my place if I transfer, safety nets aside.
Take a diagnostic LSAT early in your junior year, figure out what you need to do to get to the upper 170s by that June (while continuing to get a great GPA), retake in October if necessary
I had planned to spend the third summer eating, sleeping, and breathing old LSAT exams with some of the bibles to boot until my eyes fell out. Probably overkill, but no harm in giving it every absolute bit you can to get closer to that 180.
You really want to go to Harvard? ... go to Yale.
I'm not sure if this was intentional or not, but I definitely laughed. An H admit recently told me he chose H and didn't apply to Yale (assuming he had the chance as he said) because at H there was a better chance to network. I found that pretty interesting.